Krippenreiter

It's me Krippenreiter

Hello world! :)How's it going? I'm Kevin. ✌️In case you've never heard of me, I'm the face behind “Krippenreiter” aka the guy who talks about XRP and the XRP Ledger all day long.

I live by the motto:
Mukin Shori — "The way to success has no shortcuts." (Tanaka Masahiko)

47.
Krippen-Reuter.
ES iſt ein Volck das ſeine Pferd an fremde Krippe bindet/
Daß ſich bey fremdem Feuer waͤrmt/ zu fremdem Teller
findet:Verhoͤn ſie nicht! es iſt das Volck/ das vns im Wercke weiſet/
Wie daß der Menſch hier nicht daheim/ vnd wie durch hin nur
reiſet.– Friedrich von Logau: Deutscher Sinn-Getichte Drey Tausend (1654)

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🧡 Thank You 🧡

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Full Disclaimer

Last Revised: October 12, 2025

🔶 No Investment Advice

Krippenreiter and the content of my posts do not constitute investment advice, financial advice, purchase recommendations, trading advice, solicitation, or any other sort of advice, and you should not treat any of the post's content as such. Krippenreiter does not recommend that any cryptocurrency or asset should be bought, sold, or held by you. Conduct your own due diligence and consult your qualified professional financial advisor before making any investment decisions.

🔶 Accuracy of Information

Krippenreiter will always strive to ensure accuracy of information presented in the posts although will not hold any responsibility for any missing or wrong information. All posts are for informational and educational purposes only. You understand that the information cannot and should not replace individual advice from qualified persons. Technical analysis is subjective and based on available data at the time. All statements without guarantee.

🔶 Non-Endorsement

The appearance of third-party advertisements and hyperlinks on any social media platform like YouTube or X/Twitter does not constitute an endorsement, guarantee, warranty, or recommendation by Krippenreiter. This includes any affiliate links, for which potential compensation is disclosed separately in the Affiliate Disclosure section below. Do conduct your own due diligence before deciding to use or buy into any third-party services, products, or assets.

🔶 Affiliate Disclosure

Krippenreiter may receive compensation for affiliate links which are explicitly listed in any video, post or on the website. Should you perform activities in relation to an affiliate link, it is understood that some form of compensation might be made to Krippenreiter. For example, if you click on an affiliate link, and sign up and trade on an exchange or buy a product, Krippenreiter may receive a small commission. This doesn't change the price for you or add any extra cost, but supports me in creating content. Each affiliate link is clearly marked with an icon (*) next to it or explicitly labeled in the video, the post or on the website.

🔶 Risk Statement

Trading cryptocurrency includes high risk and is not appropriate for all investors. Do not invest money you cannot afford to lose. Cryptocurrencies and related assets are subject to extreme volatility, regulatory changes, market manipulation, scams, cybersecurity threats, and other risks that could result in total loss of investment. Any opinions, news, research, analyses, prices, or other information contained in the posts are provided as general commentary. Past performance is not indicative of future results. Krippenreiter will not accept liability for any loss or damage, including without limitation to, any loss of profit or indirect losses, which may arise directly or indirectly from use of or reliance on such information. All opinions expressed in any post is owned by Krippenreiter and should never be considered as advice in any form.

🔶 Changes and Updates

The information provided in posts, videos, or on the website may become outdated due to the rapidly evolving nature of cryptocurrency markets, regulations, and technologies. Krippenreiter makes no commitment to update content, and users should verify the timeliness and accuracy of any information before relying on it. Continued use of the content constitutes acceptance of this disclaimer.

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Privacy Policy

Last Revised: October 12, 2025

🔶 Scope and Application

This Privacy Policy explains how Krippenreiter ("we," "us," or "our") handles information when you visit our static website (the "Site") or interact with our content on external platforms such as X, YouTube, Telegram, and Instagram. The Site is built and hosted using Carrd.co services and does not collect or store personal data, use analytics tools, or set non-essential cookies. However, we use Google's invisible reCAPTCHA v2 for spam protection on our contact form, which involves limited data processing by Google as described below. We are committed to transparency and compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Economic Area (EEA), UK, or Switzerland, and the California Consumer Privacy Act (CCPA/CPRA) for California residents. By using the Site, you acknowledge the practices described in this policy.If you do not agree with this policy, please do not use the Site or submit the contact form.

🔶 Information Involved

We define "personal data" or "personal information" as any information that identifies or could reasonably be used to identify an individual, such as name, email address, or IP address.

• No Direct Collection by Us: The Site is static and does not require user accounts, track browsing behavior, or use analytics. We do not collect IP addresses, device data, or usage statistics ourselves. Fonts are served directly from the server without third-party involvement. Social media logos and links on the Site direct you to external platforms, and any data collection there is governed by those platforms' privacy policies.• Contact Form Submissions: If you voluntarily submit information via the contact form (e.g., name, email address, message), we receive it via email solely for the purpose of responding to your inquiry. We do not store this information on the Site, in databases, or share it with third parties unless legally required.• reCAPTCHA v2 (Invisible): To prevent spam and automated abuse on the contact form, we use Google's invisible reCAPTCHA v2. This service may automatically collect and transmit to Google certain data for risk analysis, including: your IP address; device and browser details (e.g., type, version, hardware information); timestamp of the request; interaction data (e.g., mouse movements, keystrokes, or touch events); and site-specific data (e.g., referrer URL). Google sets a necessary cookie (_grecaptcha) to facilitate this process, which is used strictly for security purposes and expires after the session or as per Google's terms. We do not receive, access, or control this data—it is processed by Google solely to determine if you are a human user. Google's processing is subject to their Privacy Policy (available at https://policies.google.com/privacy) and Terms of Service (available at https://policies.google.com/terms). For CCPA purposes, this may involve categories of personal information such as identifiers (e.g., IP address) and internet or other electronic network activity information. We do not "sell" or "share" personal information as defined under CCPA/CPRA, and we have not done so in the past 12 months.

We do not knowingly collect or process personal information from children under 16 (or 13 in the US). If we become aware of such information, we will delete it immediately and not process it.

🔶 How Information is Handled

• By Us: Any data from contact form submissions is used solely to respond to your inquiry. The legal basis for this processing under GDPR is your consent (provided by submitting the form) or our legitimate interest in facilitating communication. We retain this data only as long as necessary (e.g., in email archives for reference during ongoing correspondence) and delete it upon request or when no longer needed.• By Google via reCAPTCHA: Google processes the collected data for spam detection and site security. This may involve data transfers to the US or other countries outside the EEA/UK/Switzerland. Google implements appropriate safeguards, such as Standard Contractual Clauses or other approved mechanisms, to ensure compliance with GDPR. Under GDPR, our legal basis for using reCAPTCHA is our legitimate interest in protecting the Site from spam and abuse, balanced against your rights and freedoms (as the processing is minimal, essential for the form's functionality, and does not involve profiling or marketing). We have conducted a legitimate interests assessment to confirm this basis is appropriate. The _grecaptcha cookie is strictly necessary for this security function and does not require separate consent under applicable laws, but you may manage it via browser settings (though disabling it may prevent form submission).• No Marketing or Sharing: We do not use any collected information for marketing, advertising, profiling, or automated decision-making. We do not share information with third parties except as necessary for reCAPTCHA's operation, with our hosting provider (Carrd.co, whose privacy practices are available at https://carrd.co/docs/general/privacy), or as required by law (e.g., in response to valid legal processes like subpoenas).

🔶 Cookies and Tracking

The Site itself does not set any cookies. However, Google's invisible reCAPTCHA v2 sets a strictly necessary cookie (_grecaptcha) when the contact form is loaded or submitted. This cookie is essential for spam protection, is not used for tracking, advertising, or cross-site profiling, and is limited in scope. You can manage or disable cookies through your browser settings, but doing so may impair the contact form's functionality. We do not use any other cookies, tracking pixels, web beacons, or similar technologies. For details on Google's data practices, refer to their Privacy Policy.

🔶 Data Security and Retention

We implement reasonable administrative and technical measures to protect contact form submissions during transmission and storage (e.g., secure email protocols). However, no internet transmission is entirely secure, and we cannot guarantee absolute security. Google handles the security of reCAPTCHA data in accordance with their standards. We retain contact form data only for the duration necessary to respond to your inquiry (typically days or weeks) and delete it thereafter or upon your request. reCAPTCHA data is not retained by us at all.

🔶 Your Rights

You have rights regarding any personal data we may hold, depending on your location and applicable laws:

• Under GDPR (for EEA/UK/Switzerland users): You may request access to, rectification of, erasure of, restriction of processing, or portability of your data; object to processing based on legitimate interests; or withdraw consent at any time (e.g., by not submitting forms). We will respond without undue delay and within one month (extendable if complex).• Under CCPA/CPRA (for California residents): You may request to know the categories and specific pieces of personal information we have collected about you in the past 12 months, request deletion, or opt out of any "sale" or "sharing" (though we do not engage in these activities). We will not discriminate against you for exercising these rights (e.g., no denial of services). We respond to verifiable requests within 45 days (extendable to 90 days if needed).

To exercise any rights, contact us via email at the address below. We may require verification of your identity for security. If unsatisfied, EEA/UK/Switzerland users may lodge a complaint with their local data protection authority (e.g., via https://edpb.europa.eu/about-edpb/about-edpb/members_en).California residents may contact the California Privacy Protection Agency.

🔶 International Aspects

reCAPTCHA data processed by Google may be transferred internationally, including to the US. We rely on Google's compliance mechanisms (e.g., Data Privacy Framework certification or Standard Contractual Clauses) to ensure adequate protection. Contact form data processed by us is handled in accordance with applicable laws, with no routine international transfers.

🔶 Changes

We may update this policy from time to time to reflect changes in practices or legal requirements. The "Last Revised" date will be updated accordingly. Continued use of the Site after changes constitutes acceptance of the revised policy. We encourage you to review it periodically.

🔶 Contact

For questions or to exercise your rights, email us at [email protected]. We are the data controller for any personal data we process.

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Terms of Use

Last Revised: October 12, 2025

🔶 Introduction

These Terms of Use ("Terms") govern your access to and use of the Krippenreiter website (the "Site"), including any content, features, or links provided therein. The Site is a static informational platform linking to external content on platforms such as X, YouTube, Telegram, Instagram or any other platforms, where Krippenreiter creates educational material in the financial and cryptocurrency sectors, primarily focused on XRP and the XRP Ledger (XRPL). By accessing or using the Site, you agree to be bound by these Terms, our Privacy Policy, and our Full Disclaimer (collectively, the "Agreements"). If you do not agree, do not use the Site. We reserve the right to modify these Terms at any time. Material changes will be posted with an updated date. Your continued use after changes constitutes acceptance.

🔶 Eligibility and Use

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Site. The Site is for informational and educational purposes only and is not intended for children or individuals in jurisdictions where access would violate applicable laws. You agree to use the Site lawfully and not for any prohibited purpose, including but not limited to:

• Violating any laws, regulations, or third-party rights.• Transmitting harmful code, spam, or unsolicited communications.• Attempting to interfere with the Site's functionality or security.

The Site contains outbound links to external websites (e.g., X.com, YouTube.com). We are not responsible for the content, privacy practices, or availability of those sites. Your interactions with them are governed by their terms. We do not endorse any external content unless explicitly stated.

🔶 Intellectual Property

All content on the Site, including text, graphics, logos, and links (collectively, "Content"), is owned by Krippenreiter. Social media logos displayed on the Site are trademarks of their respective owners (e.g., X, YouTube, Telegram, Instagram) and are used in accordance with their brand guidelines for informational purposes only. The Telegram logos have been modified by us with additions (e.g., "speaker high volume" emoji, "DE" and "US" flags) to indicate group variations; these modifications do not imply endorsement by Telegram. You may access and use the Content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works from the Content without our prior written consent. Any unauthorized use may violate applicable laws and result in termination of your access.

🔶 Contact Form

The Site includes a contact form protected by Google's invisible reCAPTCHA v2 for spam prevention. By submitting the form, you consent to us receiving and using your provided information solely to respond to your inquiry, as detailed in our Privacy Policy. Your data may be processed by Google in accordance with its Privacy Policy (available at https://policies.google.com/privacy) and Terms of Service (available at https://policies.google.com/terms). We do not store submissions on the Site and comply with applicable data protection laws, including principles under the EU General Data Protection Regulation (GDPR) where relevant.

🔶 Disclaimers and Limitations of Liability

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, non-infringement, merchantability, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, error-free, or secure.All financial, investment, and cryptocurrency-related content, including discussions of XRP, XRPL technicals, or any affiliated links, is for informational and educational purposes only and does not constitute financial, investment, legal, tax, or other professional advice. We are not registered financial advisors, and you should not rely on the Content for any investment decisions. Cryptocurrencies involve significant risks, including total loss of value, and we make no guarantees or endorsements. Consult qualified professionals before making any financial decisions. All such content is subject to our Full Disclaimer, which is incorporated herein by reference. You use the Content at your own risk.To the fullest extent permitted by law, Krippenreiter, its affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site, including loss of profits, data, or goodwill, even if advised of the possibility. Our total liability for any direct damages shall not exceed $100 USD.

🔶 Indemnification

You agree to indemnify, defend, and hold harmless Krippenreiter from any claims, losses, liabilities, or expenses (including attorneys' fees) arising from your violation of these Terms, misuse of the Site, or infringement of third-party rights.

🔶 Termination

We may terminate or suspend your access to the Site at any time, without notice, for any reason, including suspected violations of these Terms.

🔶 Miscellaneous

These Terms constitute the entire agreement between you and us regarding the Site. If any provision is deemed invalid, the remainder shall remain enforceable. No waiver of any term shall be deemed a further or continuing waiver. These Terms do not create any agency, partnership, or joint venture. We shall not be liable for any failure to perform due to causes beyond our reasonable control, including acts of God, war, or natural disasters.

🔶 Governing Law

These Terms shall be governed by the laws of Paraguay, without regard to its conflict of laws principles. Any disputes arising from or relating to these Terms or the Site shall be resolved exclusively in the courts of Paraguay.

🔶 Contact Us

For questions about these Terms, email us at [email protected].

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Contact Krippenreiter

Fill out the form to get in touch with me. I usually respond within a few days. If you don't receive a reply at all, my spam filter has probably blocked it. In that case, please send me a message on X or contact me in any other way. I promise I'm not ignoring you on purpose.(*) - Mandatory fields that must be filled in.

For more details on how we handle your data, see the Privacy Policy.

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Wallet Addresses

Last Revised: October 12, 2025

ℹ️ For openness in my crypto content, here are all the public blockchain addresses that I own and use. I use them only for Krippenreiter and share them to build trust. Always check addresses yourself before interacting with them. Any other address that is not listed here does not belong to Krippenreiter. I have also never issued any tokens. All tokens issued under my private name or brand name (Krippenreiter) are fake and fraudulent. Some exceptions are NFT fan collections, which were not issued by me.

🔶 XRP Ledger (XRP)

Username: Krippenreiter

Hot wallet: rH5RpDxc1cXJhgDF4cMKkcZQ9HLYTsTZa9

Regular Key wallet: rD7dFj675gKgVFF2Z8RWQCJjcGkXtGfWHy

Username: Krippenmemer

Hot wallet: rEcqUkAT5UPniZ5Mr1T2wtMANHdCxX1JCg

Regular Key wallet: rD7dFj675gKgVFF2Z8RWQCJjcGkXtGfWHy

🔶 XAHAU Network (XAH)

Username: Krippenreiter

Hot wallet: rH5RpDxc1cXJhgDF4cMKkcZQ9HLYTsTZa9

Regular Key wallet: rD7dFj675gKgVFF2Z8RWQCJjcGkXtGfWHy

Username: Krippenmemer

Hot wallet: rEcqUkAT5UPniZ5Mr1T2wtMANHdCxX1JCg

Regular Key wallet: rD7dFj675gKgVFF2Z8RWQCJjcGkXtGfWHy

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